SnapReceipt Privacy Policy

Last updated: 7 August 2026

SnapReceipt is a personal expense tracker. This policy explains exactly what the app does with your information. It describes the app as it actually behaves, not as a general template.

1. THE SHORT VERSION

Your expenses, receipts and conversations are stored on your iPhone. You can use every part of the app without creating an account. Nothing is uploaded anywhere unless you sign in and turn on cloud backup, which is a paid option you choose deliberately. The AI runs on your device; your receipts and questions are never sent to us or to any AI company.

2. WHAT THE APP STORES ON YOUR DEVICE

• Transactions you record: amount, date, merchant, category, notes and line items.
• Receipt photographs you scan, and photos you send to the assistant.
• Your conversations with the AI assistant.
• Budgets, ledgers and categories you create.
• App settings such as language and appearance.

This data lives in a database inside the app's private container. Other apps cannot read it. Deleting SnapReceipt removes all of it permanently.

3. THE AI ASSISTANT RUNS ON YOUR DEVICE

SnapReceipt uses Apple's Foundation Models, Vision and Speech frameworks, which execute on the iPhone itself.

• Receipt scanning reads the photograph on device. The image is not uploaded for analysis.
• Chat messages are answered on device. Your questions and financial data are not transmitted to us or to any third-party AI provider.
• Voice input is transcribed on device using Apple's Speech framework. Audio is not recorded to a file, not stored after transcription, and not uploaded.

We do not operate AI servers and have no ability to read your conversations.

4. WHAT IS UPLOADED, AND ONLY WHEN YOU ASK

Cloud backup is available to signed-in members. It is off unless you both create an account and hold an active subscription. When it is on, the following is sent to our hosting provider, Supabase, and stored under your account:

• Your transactions, categories, budgets and ledgers.
• Receipt images, so they survive losing your phone.

Your AI conversations are never uploaded, even with backup enabled.

If you never sign in, the app never contacts our servers with your financial data.

5. ACCOUNT INFORMATION

Creating an account is optional and only needed for cloud backup across devices.

• Email sign-up: we store your email address and an authentication token.
• Sign in with Apple: we receive the identifier Apple issues for this app, plus your email. If you choose Apple's private relay address, we never see your real address.
• Sign in with Google: we receive your email address and, if you provide it, your display name.

We do not receive or store your Apple or Google password.

6. PERMISSIONS THE APP REQUESTS

• Camera: to photograph receipts. Used only when you open the scanner.
• Photo library: to import a receipt you already saved. We read only the images you select.
• Microphone: to let you record transactions by speaking. Audio is transcribed on device and discarded immediately.

Each permission is requested when you first use the feature that needs it, and can be revoked in iOS Settings at any time. Denying a permission disables that feature only; the rest of the app keeps working.

7. SUBSCRIPTIONS

SnapReceipt Member is an auto-renewable subscription sold through Apple. Payment is handled entirely by Apple. We never see your card number, billing address or any payment credential. We receive only Apple's confirmation of whether your subscription is currently active.

8. WHAT WE DO NOT DO

• We do not track you across other apps or websites, and the app contains no advertising or attribution SDKs.
• We do not sell, rent or share your data with data brokers.
• We do not use your financial data to train any AI model.
• We do not connect to your bank accounts, and never ask for banking credentials.
• We do not collect analytics about how you use the app.

9. YOUR CONTROL OVER YOUR DATA

• Delete a single transaction, receipt or conversation at any time inside the app.
• Clear your entire chat history from the AI screen.
• Delete the app to erase everything held on the device.
• Ask us to delete your account and everything stored in the cloud, by writing to the address in section 12. We will complete the deletion within 30 days.

10. RETENTION

Data on your device stays until you delete it or remove the app. Data in cloud backup stays until you delete it or close your account. If a subscription lapses, backed-up data is retained for 90 days so that resubscribing restores it, and is deleted after that period.

11. CHILDREN

SnapReceipt is not directed at children under 13, and we do not knowingly collect information from them.

12. CONTACT

Questions about this policy, or requests to delete your account, can be sent to support@snapreceipt.app.

13. CHANGES

If this policy changes in a way that affects how your data is handled, the updated version will appear here and the date at the top will change. Continuing to use the app after that means you accept the revision.